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Every coin has two side in the same way sq stock has benefits and opportunity but few threats and drawback. First threat is fierce competition which means in the category fintech is highly competitive which leads to a bit of difficulty in reaching top positions in this category. Second is the economic challenge which means the macro factors and market instability highly impacts the percentage a person spend on investment which highly affects stock revenue.
Source: https://probabs.com/fintechzoom-sq-stock/