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Cash App has become one of the most popular peer-to-peer (P2P) payment platforms, allowing users to send and receive money seamlessly. However, there are specific limits that govern how much you can send through the app. Understanding these limits is crucial to avoid transaction issues and maximize your usage of Cash App. In this guide, we will cover everything you need to know about Cash App sending limits, how to increase them, and key details about verified and unverified accounts.
What Are Cash App Sending Limits?
Cash App imposes different sending limits based on whether your account is verified or unverified. Here’s how much money you can send:
Unverified Accounts
- Cash App Weekly Sending Limit: $250
- Cash App Monthly Sending Limit: Varies based on account activity
Verified Accounts
- Weekly Sending Limit: Up to $7,500
- Monthly Sending Limit: No official limit (subject to Cash App policies)
If your Cash App account remains unverified, your sending power is restricted to just $250 per week. However, verifying your identity significantly increases your limit, making it easier to transfer larger amounts.
How to Increase Your Cash App Sending Limit?
To increase your Cash App sending limit, you must complete the verification process. Follow these steps to verify your account:
- Open Cash App and log in to your account.
- Go to your profile by tapping on the user icon in the top-right corner.
- Find the verification option and enter your full name, date of birth, and last four digits of your Social Security Number (SSN).
- Submit the details and wait for Cash App to process your verification.
Once verified, your Cash App weekly sending limit increases to $7,500, giving you greater financial flexibility.
Understanding Cash App Transfer Limits for Business Accounts
For users who operate a Cash App for Business account, the sending limits differ from personal accounts. Business accounts may have higher limits, but these are subject to Cash App’s internal review. If you frequently send large amounts, it’s recommended to contact Cash App support to discuss increasing your limits further.
How Long Does It Take for Cash App Limit Increases to Take Effect?
Once you submit your verification details, Cash App typically processes the request within 24-48 hours. After approval, your new higher sending limits take effect immediately, allowing you to send up to $7,500 per week without restrictions.
Cash App Daily, Weekly, and Monthly Sending Limits
Here’s a quick breakdown of Cash App’s sending limits:
| Account Type | Daily Sending Limit | Weekly Sending Limit | Monthly Sending Limit |
| Unverified | N/A | $250 | Varies |
| Verified | N/A | $7,500 | No official limit |
Although sending limits apply to P2P transfers, Cash App also has restrictions on ATM withdrawals. If you use the Cash App Card, here are your limits:
- Cash App ATM Withdrawal Limit: $310 per transaction
- Cash App Daily ATM Withdrawal Limit: $1,000
- Cash App Weekly ATM Withdrawal Limit: $1,250
These limits apply regardless of whether your account is verified or unverified.
How to Send More Money on Cash App?
If you’ve hit your sending limit but need to transfer more funds, here are some solutions:
- Verify Your Account: This is the easiest way to increase your Cash App weekly limit.
- Use an Alternative Payment Method: Consider using PayPal, Venmo, or a traditional bank transfer for larger transactions.
- Split Transactions: If the recipient can receive multiple payments, you can send funds over several days to work within your weekly limit.
- Upgrade to a Business Account: If you’re sending funds for business purposes, a Cash App for Business account may offer higher limits.
Frequently Asked Questions (FAQs)
1. How long do Cash App transfers take?
Cash App transactions are usually instant, but sometimes they may take 1-3 business days, especially for standard bank transfers.
2. What happens if I exceed my Cash App sending limit?
If you try to send more than the allowed limit, Cash App will decline the transaction and prompt you to verify your account.
3. Can I send $10,000 on Cash App?
No, unless you split the payment over multiple weeks. Cash App’s weekly sending limit for verified accounts is $7,500.
4. Does Cash App have a daily sending limit?
No, Cash App does not have a daily sending limit, only weekly and monthly limits.
5. How do I know if my Cash App is verified?
If your account is verified, you’ll receive a confirmation from Cash App, and your sending limit will be increased automatically.
Final Thoughts
Understanding Cash App sending limits is essential for smooth transactions. If you use Cash App frequently, verifying your account ensures higher sending capabilities and better financial flexibility. Follow the steps outlined in this guide to increase your weekly sending limit and take full advantage of Cash App’s features.